And, as the head of the salon, it’s worth training up to NVQ Level 4 or an equivalent so you know as much as possible about your treatments and … You have the legal burden of proof to support your claim, meaning it’s up to you to prove the salon is … For flood insurance, for instance, you need to contact the federal government's flood insurance program. They must be convinced the salon is to blame for your injuries before they part with a penny. There are also other insurance products that you may need to consider. Find, buy, and manage your insurance policy online in order to save time and money. Similarly the policy will need to cover employer's liability. Insurance agents may try to sell you a policy that you might not need. Park Insurance – Protecting your salon against all risks. Beauty salon qualifications and training: If you’re going to be performing salon treatments yourself, being qualified is a must. Other salons operate in a more traditional way. Explain The Need For Insurance In A Salon - Find your car insurance quotes here and start saving big today on your insurance policy. Business-interruption insurance is covered under some property policies. Your standard salon insurance may only cover you for treatments and activities within the confines of the salon. Basic property insurance covers a wide range of threats but omits others. A comprehensive range of exclusive covers for a variety of freelance and mobile professionals in the hair, beauty, holistics, health and fitness sectors. In this case their own policy (covering the premises and liability) has to be extended to include treatment risk as the salon is responsible for the actions of the therapist. It provides financial support if your business has to close because of a fire, for example. Your beauty salon is a one-stop shop for your clients’ every beauty need. The salon will need their own public liability insurance. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). Therefore, do your due diligence or approach a financial planner to determine how much insurance you need … At Park Insurance we’ve got more than twenty years of experience in providing specialist insurance to hair and beauty salons, health spas and many other businesses. You can save hundreds of dollars per year! But, as is life, things can go wrong, no matter how high-standing the professional services you offer are. Additional insurance for salons. The insurance that counsellors need is similar to the insurance that therapists need. The beauty salon’s insurance company won’t be in a hurry to compensate you for your injuries. If you want to offer home treatments, you will need to contact your insurer to add this to your policy. 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