2.1 Literature Review 2.1.1 The Concepts of Loan Delinquency and Loan Default A loan is delinquent when a payment is late (CGAP, 1999). What measures can be employed to control loan delinquency/default? Terence P. Thornberry, Ph.D., is Distinguished Professor at the related, crime and criminality are different concepts.Gottfredson andHirschi (1990) point out that different variables may be involved in trying to answer the question of what causes crime versus what causes criminality. Juvenile delinquency affects male and female youths, although the majority of offenders are young men. It has been a common genre of crime, as well as cause violence in contemporary societies (Nigeria Watch, 2011). Nigeria - Nigeria - Economy: The Nigerian economy is one of the largest in Africa. However, based on the crime committed and the severity of the crime, a juvenile … A series of world oil price increases from 1973 produced rapid economic growth in transportation, construction, manufacturing, and government services. crime. Since the late 1960s it has been based primarily on the petroleum industry. It involves the use of force, or threat to that effect, to intimidate a person with the intent to rob rape or kill. gins of delinquency. Child pornography and Abuse: The internet is being highly used to abuse children sexually worldwide. The high rate of poverty in Nigeria has brought about high crime rate. Banditry is a crime against persons. The deepest causes of the conflict; economic despair, social injustice, and political oppression. Each of the patterns has its own social context, the causes that are alleged to bring it about, and the forms of prevention or treatment most often suggested as appropriate for the pattern in question. The latter involves an investigation of the factors that make one person more likely to commit crime than another. This is also a type of cyber-crime wherein criminals solicit minors via chat rooms for the purpose of child pornography. What are the causes of loan delinquency/default in microfinance institutions in Ghana? This is different from ethical hacking which is used by many organizations to check their Internet security protection. 2.1 An Overview of Juvenile Delinquency 2.2 Causes of Juvenile Delinquency in Nigeria 2.2.1 Biological Cause 2.2.2 Parental Cause 2.2.3 Societal Cause 2.3 Consequences of Juvenile Delinquency in Nigeria 2.4 Review of Related Theories 2.4.1 Social Learning Theory 2.4.2 Social Strain Theory 2.4.3 Behavioural Theory 2.5 Theoretical Framework The prevalence of banditry in Nigeria appears to have been high and In line with this, the Senator of the Central Senatorial District of Kaduna state – Shehu Sani, has defined the causes of terrorism in Nigeria in his own possible and understandable manner into twelve basic factors. However, different researchers have heard different views on why Terrorism has pressed so deeply in Nigeria. Juvenile delinquency is defined as Juvenile Delinquency Author: Vincent Cann Co-Author: Dr. Julius Kwaku Kattah 7 an individual under the age of 18 who fails to abide by the laws. Delinquency exhibits a variety of styles of conduct or forms of behaviour. Causes and Consequences of Delinquency. ... We analyse to what extent peers have different effects on delinquency among girls and boys, and to what extent sex differences in … A delinquent loan becomes a defaulted loan when the In the midst of poverty, African ruling classes or the elite group who happen to hold power at a particular time, have enriched themselves and become the targets of envy or of rivalry by other elite groups. The Office of Juvenile Justice and Delinquency Pre-vention’s (OJJDP’s) Program of Research on the Causes and Correlates of Delinquency constitutes the largest, most comprehensive investigation of the causes and correlates of delinquency ever undertaken. 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